product details

For borrowers looking to raise between £50k and £2m, our process is geared towards being simple, quick and flexible.

Our mortgage products are available with terms up to 30 years, generally up to 85% LTV (for transactions up to £500k) and have an option for self certification of income. In addition, we offer a 3 year fixed rate on all products. It is important to distinguish that we provide a mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.

We are able to lend up to 90% of purchase price for sitting tenants purchasing at a discount (subject to this not exceeding our LTV restrictions on valuation) and 100% advances can be made with additional security (either residential or commercial property) from the borrower. The product is available at margins set over 3 month Libor (See home page for current rate), depending on the LTV and status of the applicant.

This advertisement is for professional intermediaries only and should not be passed to potential clients.