product details

For customers looking to raise between £50k and £2m, our process is geared towards being simple, quick and flexible.

Our finance products are available with terms over 10 - 30 years, generally allowing you to secure up to 85% of the value of your property and have an option for self certification of income. In addition, we offer a 3 year fixed rate on all products. It is important to distinguish that we provide a mortgage product and therefore the advance is made against the market value of the property, excluding goodwill and any fixtures or fittings.

We are able to lend up to 90% of purchase price for sitting tenants purchasing at a discount (subject to this not exceeding our LTV restrictions on valuation) and 100% advances can be made with additional security (either residential or commercial property) from the borrower. The product is available at margins set over Libor and will depend upon the Loan to Value (LTV) and status of the applicant.

The overall cost for comparison is 4.1% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Early repayment charges apply. A broker fee of up to 1% will apply. A lender completion fee of 2.5% will apply. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.