simple business finance
Commercial First is committed to delivering simple business finance to its customers. Jointly founded in September 2002 by David Johnson and Martin Finegold with the desire to replicate the speed and ease of the residential mortgage model in the commercial sector.
Since then, Commercial First has successfully delivered product innovations, process efficiencies and established an award winning presence in the mortgage industry.
Commercial First is different. Our flexible approach to commercial mortgages focuses upon the property security being offered and the repayment ability of the applicant. We pioneered the first public securitisation of this type of business mortgage, a transaction worth £132.5m completed in March 2004 and have since developed a strong securitisation programme.
By using warehouse line funding and the securitisation model that many specialist residential lenders rely upon, Commercial First has access to volume funding allowing us the ability to directly compete with high street and institutional lenders.